A number of discussions on the Property Tycoons Community website (www.tycoons-forum.com) this month have centred around the issue of raising finance for property purchases and how to do it more efficiently. The lease option strategy has been mentioned a lot and I thought it might be a good idea if I spent some time explaining the concept in basic terms to help you make use of it for some of your property deals.

I hope that this explanation is helpful for you.

So why should you start using lease options? Well for a start, did you know that lease options can allow you to:

• Control millions of pounds worth of property without tying up much of your capital?
• Make thousands of pounds in monthly cashflow without borrowing any money whatsoever?
• Increase the cashflow from your rental properties by up to 25%?
• Let your properties to stable, sensible tenants who treat your property like their own home?

With mortgage lenders becoming more restrictive with their lending criteria in recent times, many investors are struggling to borrow the funds they need to keep expanding their portfolios. Even professional property investors with over a dozen properties are finding banks reluctant to lend to them!

The same applies to non investors too. Many ordinary people who would like to buy are not able to purchase their dream property at the current time. This is often due to a lack of deposit funds. Or because they have credit issues and cannot get a mortgage. Whatever the reason, there are many people in this situation and this is where lease options come in.

So what exactly is a 'lease option'?

A lease option consists of two parts:

The lease option contract is usually between two parties – a tenant buyer (or lessee) and a landlord (the lessor) who owns the property.

What does the lease option allow the landlord to do?

By entering into a lease option arrangement, the lessor leases his or her property to a tenant buyer who also has the right but not the obligation to buy the property for a fixed price at or before a specified date in the future.

Some examples:

EXAMPLE A: Frustrated landlord

Mike is constantly having problems with the tenants that occupy his investment properties. They don't look after the properties, they are late with the rent and then they leave. He does not want to have this problem anymore.

Mike places the following ad in his local paper:

"WHY Rent When You Can BUY? Just 3% deposit required. Recently renovated 4 bedroom property on Kings Road. Call 07816 888 888"

Kevin sees the ad and calls Mike immediately.

Kevin has been renting from private landlords for the last five years. He has tried to buy an apartment in the past but he is struggling to get a mortgage because he is self employed. He has been told that he needs three years of audited accounts before he can apply for a mortgage. This is two years away.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world’s largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Wealth Planning article #4 - Baseline and Personal Ratios from Gerry Pridham

In the heady days of 1998 to 2007, like so many others, my appetite for investment debt was immense. "Better get control of the 5 mill of assets I need to make sure I retire 3 years earlier than my previous plans, etc, etc."

Oh dear, April 2008 came along. I was just planning to remortgage and pull another £300K into the pot when ...........WHAM .............. banks stopped doing what they had done so well for a decade - lend any property investor 85% or even 90% of the VALUATION of the property, so like many others who had learned the No Money Down ropes, I ploughed into multiple purchases in 2007 without any serious planning of the debt repayment schedule. "Price inflation will take care of that........... prices will double in ten years ............. I only have to collect sufficient rent to cover mortgage interest, management fees, insurance and (an underestimated) contingency for repairs and maintenance". Base rate was 5.75%. Cash flow was zero.

Sound familiar? I broke my own investment rules built up over twenty years. I had to go back and continue consulting and work for my living. I felt sorry for myself. Well we survived, and that MoneySavingExpert budget planner was one of the first things I revisited. By that stage, property was only one of three businesses we had nurtured over the past fifteen years, so the UK banking thing did not impact us as much as I thought it might. But it brought me back to basics.

As Robert Kiyosaki so eloquently puts it "an asset is something that puts money in your pocket, and a liability is something that takes money out of your pocket". I had to go back and relearn that in a hurry. No matter where you are in the investment cycle, it's always good to know your baseline, and to continually reassess your goals.

Part of the correction process we went through in 2008 and early 2009 was to look at our personal expenditure, which had grown by over 100% in the last 10 years. Though that is, in my opinion, the same as real inflation, I had become slack on the cost side of the equation as the income side had increased dramatically.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world’s largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Freeview retune: what you need to know
A Freeview digital TV retune means 18 million households need to adjust their set-top boxes and TVs. Find out what you need to know…
http://tinyurl.com/yflryfk

Farewell to the 0% tracker mortgage
Borrowers on one of the best-selling - and eventually best value - mortgage deals ever must say goodbye to 0% interest this month…
http://tinyurl.com/yl8rjyn

Euro panic buying as sterling falls
Families planning half-term breaks on the Continent and those with a euro mortgage on a holiday home are panic buying euros, fearing sterling could plummet further…
http://tinyurl.com/yhwmnra

Rich keep getting richer, despite slump
Despite the global financial chaos of recent times, much of UKs millionaires have actually made money over the past year and expect to continue to do so
http://tinyurl.com/yklt82j

MPC expects 'sharp rise' in inflation
Bank of England MPC notes today acknowledged the chance of a 'sharp rise' in inflation in coming months
http://tinyurl.com/yl3v642

So is it too late to join gold rush?
Gold is selling close to $1,000 (£632) an ounce - up more than 20% over a year - but is this high price a signal you should buy or sell?
http://tinyurl.com/yghl7w6

How I saved £500 on hiring a car
Finance worker Saul Pitaluga, 42, from Wokingham, Berks, explains how he saved more than £500 on car hire
http://tinyurl.com/ylppmsa

Street wise
The relationship between a homeowner and their builder can be fraught. This week one builder ripped off the roof of a client's house after a five-year dispute over payment, before being forcibly removed by police.
http://tinyurl.com/yjxukvv

A survey report by the Bank of England (BoE) on credit conditions found a small reduction in mortgage availability in the second quarter, mainly due to an unexpected deterioration in the cost and availability of funds for lenders themselves.

However, the survey also found that lenders expect mortgage availability to improve modestly in the next three months. This is also supported by recent signs of an improvement in wholesale funding market conditions.

The Council of Mortgage Lenders (CML) has estimated that in August gross mortgage lending totaled £12.6 billion. This represents a decline of 13% from July.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world’s largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Here at the Property Tycoons Community we believe passionately in associating with smart, ambitious likeminded people with a passion for property.

It is one of the best ways we know for learning new strategies and techniques for generating passive income streams from property.

The famous saying goes something like this "you can't fly with the eagles if you continue to scratch with the turkeys" and it is the eagles we want you to meet at out workshops and events.

Some of these workshops have been put together by us and others are organised by people who are not connected to the Property Tycoons Community – either way you are sure to meet interesting people who can help you move forward in property not to mention the specialised instruction on property related matters that you will receive throughout the day.

Every year we run six specialised workshops on many diverse topics ranging from setting your property investment strategy, finding bargain properties, raising finance to minimising your tax liabilities, finding/buying repossessed properties, advanced marketing strategies and MUCH more. All workshops feature expert speakers with many years of advanced knowledge in their field.

Tycoon Mastermind Alliance members also receive another six intensive specialised coaching sessions per year bringing their total to twelve (six are compulsory the other six are not).

Please note non Property Tycoon Community members are also welcome to attend our specialised workshops. Whichever member group you belong to, we will notify you of upcoming events in this newsletter and by email.

To view a comprehensive list of upcoming events and workshops where you can meet other Property Tycoons Community members you can also use the 'calendar' link at the top of www.tycoons-forum.com.

Upcoming Events

Tax Workshop
Saturday 14 November - London

For Professionals And Entrepreneurs Who Want To Slash Their Tax Bill...

Creative tax planning can massively increase your profits and cashflow - for no extra work on your part! Most people pay more tax than they need to. Far more. And what's worse, they don't even know it...

The "Profits That Lay Hidden In Your Portfolio - How To Slash Your Property Tax" workshop will show you how to legitimately reduce (or even eliminate in some cases) your income tax, stamp duty and capital gains tax liabilities resulting in increased cashflow. There is another reason why this workshop is worth attending...

WARNING: Have You Planned For The Massive Tax Hike In 2010?...

Allow me to explain...

With interest rates at an all time low, many property investors have been enjoying bumper levels of cashflow from their portfolios. Landlords frequently tell me they are now making "excellent cashflow from their portfolio" which is great, however they are not accounting for the proportionate increase in their tax bills!

This workshop will show you how you can pay less tax and keep more of your hard earned income and profits for yourself - no matter what stage you are at in property

Who Should Attend This Workshop?

• Professionals and entrepreneurs who invest in property.
• Beginners in property who want to set themselves up properly from the very beginning.
• Professional property investors.
• Accountants and solicitors who want to brush up on their property tax knowledge.
• Property developers.
• Land buyers.
• Property finders.
• Estate agents, letting agents and other professionals engaged in property who want to add value to their transactions by helping clients make better informed decisions.

Essential Information For This Workshop

Date of workshop - Saturday 14th of November 2009
Location - Holborn, Central London at a top rated 4* hotel
Dress Code - Whatever you feel comfortable in

Price - £147 which includes a full day of strategies and guidance from a property tax accountant, 3x tea/coffee, lunch, evening networking with the property experts/attendees and much more.

Discounts: Property Tycoons Community members may access special promotional code with the following discounts:

-- Silver members = 15% off ticket price click here
-- Gold/PMM members = 30% off ticket price click here
-- Tycoon Mastermind Alliance Graduates = 50% off
-- Tycoon Mastermind Alliance 1st year members = Free (this workshop is part of your curriculum)

PLEASE NOTE: We have just 80 places available for this workshop. Over half have already been reserved for members of my Tycoon Mastermind Alliance mentoring program - the rest of the available tickets will be made available strictly on a first come first served basis.

Tycoon Mastermind Alliance Sessions
Saturday 5th December - London

The first year TMA group will be learning how to refurbish and renovate properties, we will be teaching them all the tricks of the trade that they need to know to make the maximum profit with the minimum outlay

The second year TMA group will be spending one to one time with Hanif to discuss their individual strategies. They will also be networking with Year 1 members to build new relationships and future partnerships. This is a great opportunity for everyone as there are huge benefits of meeting really good people you can work with.

Recently Held Events

TMA Negotiation Mastery Field Trip held in Marrakech, Morocco.- 9th – 12th October 2009

The art of negotiating is one of the most important and yet widely misunderstood skills in business. This is why we recently set a goal to help our Tycoon Mastermind Alliance coaching program members become world class negotiators in the field of property investment and where better to learn negotiating than the souks (markets) of Marrakech where the worlds best negotiators trade with people from all over the world?

We booked our very own Riad (villa) in the Medina area where thirty Tycoon Mastermind Alliance members lived and breathed the art of negotiating property deals for five days.

The trip wildly exceeded even our own very high expectations. Our Tycoon Mastermind Alliance members negotiated the market traders right down on their asking prices.

In many cases members managed to buy items at just above cost price from the vendors which is an incredible achievement (our videos show the real live negotiations taking place).

This month I have decided to send the Property Tycoons Community Gold and Tycoon Mastermind Alliance members 'No B.S. Business Success' by Dan Kennedy.

Dan Kennedy is a brilliant marketer and I own lots of his books, tapes and courses which I have used to great success in my own business. In fact I remember ordering his marketing material from America over 7 years ago when I first started my own business and I remember thinking wow this guy is a marketing genius!

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world’s largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Anthony Samuels, Wolverhampton

Nishett Bhatt, London

Simon Wade, Market Harborough

Hilary Hutchinson, London

Debbie Wagstaff, London

Hanif Khan answers:
If you can underpin it and it just requires underpinning on the one wall for example, after the work has been done they are mortgageable. So you can exchange contracts, do the work and then remortgage that. There are so many houses that have had underpinning work done at some point and structural work that then gets signed off by a structural engineer or the company. It's given a guarantee that the house is now structurally sound and mortgage companies have not had an issue with that.

If it's something to do with it being a non-standard built house, that's a different question. Maybe they didn't use bricks and tiles or they used the wrong kind of bricks or they didn't put insulation in the house, that's a different kettle of fish and you probably won't get a mortgage without doing some other kind of work.

I'll give you an example. This happens a lot in Birmingham where I am based. A lot of people who have got the houses that were built in the 1910's where the drains along the back wall in the alley way as you step out in the back garden quite often collapse. If they are not fixed, what tends to happen is that little back corner of the house subsides slightly. What you need to do is dig out the old clay drain, put in a plastic drain, underpin the house so it goes back up slightly, re-jig that bit of the wall and you now have a house that's perfectly fine. It's a new plastic drain that you know is not going to collapse whereas next door probably will.

So the mortgage lender is far happier with your house. Everything's been done and they will more than gladly lend you the money. It's going to cost maybe £4k-£5k to do something like that depending on how bad it is. That's from a proper team of builders who are going to give you a guarantee and the structural engineer's going to sign it off to say it's been done correctly. If you've got that behind you, I know numerous people who have got mortgages based on that kind of thing.

John Armstrong (Mortgage Broker) answers:

The mortgage company will wait until the work is completely done and signed off by a structural engineer. What we have to do then is get a specialist building insurance in place.

Most of the building insurance at the moment, online people for instance, won't touch any subsidence. But there are people out there that specialise in it and that's the thing that we must do; make sure we get the building insurance. That's what the lender wants. Without the building insurance, they won't complete.

To put the insurance in place we get the valuation. We send the valuation with the structural report and certificate off to a building insurance company, they look at it and lodge it with the documents.

Parmdeep Vadesha answers:
There is a lot of opportunities here. It's a niche that you should get into if you think you have got enough ability to talk to builders that are going to fix this type of work because it can get complicated. It can be notoriously difficult to make tradesmen do the work so you have got to make sure you are able to control them.

When you send direct mail to your prospects the key thing you need to think about is how to get them to open the envelope and read your mail. With most direct mail you can tell right away if it is junk (usually from the envelope alone) so it often goes straight into the bin.

The kind of mail we do open and read immediately is mail which looks personal to us and important – this is the trick for getting your prospects to actually open your envelope and see what is inside rather than discarding it right away as junk mail. Try the following ideas for your next direct mailing campaign, they can be regarded as sneaky but they work!

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world’s largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

The Property Tycoons Discussion Forum is the central hub of activity on the Property Tycoons Community website –

www.property-system.com

Here you will find over 3,000 of the smartest, most knowledgeable and most helpful property investors in the UK working together to help each other reach financial freedom through property.

The Property Tycoons Discussion Forum is a 24 hours a day 7 days a week resource for members to get their questions answered, network with other property investors or simply sit back and read the hundreds of lively discussions taking place between other members on a daily basis.

The Property Tycoons Discussion Forum is the largest and most successful forum in the world for property investors who buy below market value properties – visit www.tycoons-forum.com to see what all the fuss is about!...

'Watch out deep.... your next'

http://tinyurl.com/ygghlk9

'Paul Gabrialth...'

http://tinyurl.com/yze6hcx

'Should I continue with this deal?'

http://tinyurl.com/yhu26zq

'Utility Warehouse?'

http://tinyurl.com/ygmk9r5

'Am I flogging a dead horse?'

http://tinyurl.com/yjpf8hf

In this section we will be highlighting the latest and very best resources to help you build a successful income generating property business. Some of the resources are best selling products we have developed to help our clients maximise their profits with minimal risk. You can view all these products in our Tycoons Store:

www.property-system.com/store

Do You Make These 7 Fatal Mistakes When You Look For Bargain Properties To Renovate And Sell On For Fast Profits Of £50,000 Or More?

Best-Selling Course Reveals How to Find Bargain Properties

How To Raise 100% Finance And Buy Properties No Money Down…100% Finance Service For UK Investment Properties – Special Rates For Tycoons Newsletter Readers

http://www.property-finance.com/

How To Skillfully Use Little Known About Creative Property Investment Strategies To Dramatically Skyrocket Your Passive Income And Profits (No Money Down, Tax Avoidance, Buying Properties through a ltd company, JV partnerships, options)

How To Use The Internet To Find Bargain Properties

If you would like to order any of the products from our store, please mention 'Sept 09 Newsletter' in the comments box when you order to get 10% off.

Success Through Property

Do Yourself A Favour And Stop Wasting Your Precious Time With Smug Useless Estate Agents, Rip Off 'Portfolio Builders' And Seminar Companies...

If you are serious about finding undervalued properties easily and quickly without having to get on all fours for an estate agent or pay finders fees for properties you can easily find yourself then this is what you need. You can rest assured this is not pie-in-the-sky information from an author that only makes his money from book sales! I am a successful full time property finder, developer and investor - so I have extensively practiced what I preach!

For further detail and purchase information please visit:

http://www.property-system.com/property-tycoon-gettingstarted.html

The Creative Property Investment System

"Why Haven't More UK Property Investors Been Told About This?"

Just £1 (plus postage and packing) brings this incredible information to your doorstep. Try it out for 30 days. If you aren't absolutely convinced that these are the best creative passive income and profit generation strategies you have ever seen, send everything back to me and owe nothing.

The strategies detailed within this system are used every day by sophisticated property investors around the world to dramatically skyrocket their profits and income. Read on to find out how an entrepreneur from West Sussex used just one of these strategies and made £167,642.00 in profit having put down just £1 of his own money...

For more details and to purchase, please visit:

http://www.property-legals.com/system.htm

The Property Marketing Millionaire Manual

The Property Marketing Millionaire manual has been described as the 'heart' of the Property Marketing Millionaire system... The manual literally puts me be your side as I show you what to do from start to finish...

All you need is a pen and a comfortable place to sit to absorb the fundamentals of bargain property marketing right from your sofa, office chair or even your bed if that's where you prefer to learn...

Some highlights of what you will find inside the manual:-

• How to work smart not hard
• Why a marketing strategy is so fundamental to your success
• Why you need to build databases of potentially desperate sellers
• How to build a database of wealthy private investors
• 3 top tips for putting your property business on autopilot

Are you a property finder looking for investors? Do you have a residential or commercial property to sell but you are not sure where to start or how best to market your property? Can you consistently source property investment and development opportunities? If so, we may be able to help you...

We have over 2,500 serious property investors who rely on my team to source UK property investment opportunities for them. We supply these investors with 50+ ready made deals every month.

This has given us one of the largest UK databases of experienced investors who know a deal when they see one.

Our ready made deals come to us through a wide variety of sources including our own extensive nationwide marketing efforts, networks of nationwide

property finders, offshore search engine optimization experts, estate agents, banks, solicitors, insolvency practitioners and many other sources.

We then package everything up for our clients if required including solicitors and finance. The rest of our time is spent on pushing the deals through to completion as quickly as possible (most of our deals complete in 4 weeks or less). This leaves you free to focus on other things while we deal with the time consuming leg work.

So if you have a property you would like to sell or you are a finder and you would like us to market your deals for you please email us on deals@readymadedeals.co.uk for a free, no obligation discussion. If we cannot help you we will try our best to point you in the right direction.

A few years ago, for the benefit of my extensive network of thousands of business contacts I set up a website called the Property Tycoons community.

The website URL is www.TheTycoonMethod.com. The website expanded at an exceptional rate from zero members at launch to over 1,000 subscribed members in just 12 months!

The Property Tycoons forum is where over 3,000 property investors go to pass on and take property deals from each other, discuss property investment, help each other arrange networking meetings, chat live with each other on the Internet and MUCH more!

I thought it may be instructive for me to go through some of the commonly overlooked features of the forum here for the benefit of newsletter readers.

A lot of our members do not know about the LIVE chat room feature we have provided for our members to speak with each other in an online chat room environment at any time of the day or night.

You can find this by clicking the "LIVE chat" link at the top right of the forum page. Log on between 8pm and 11pm to find members chatting about property investment.

Our deals and leads sections have also proven to be exceptionally popular with members. This is where our members can pass on and take deals from each other.

Go to www.TheTycoonMethod.com, scroll down the page and look for the sections titled "ready made deals..." and "pass on and take leads..."

For a bit of fun and relaxation, I have also included a games section on the forum. Simply click the "arcade" link in the top right of the forum. Choose the classic arcade game you want to play and see if you can beat our resident games masters!

I have also put up several training videos to teach Property Tycoons Forum members how to find bargain properties. The aim of the calls will be to teach Tycoons community members how to...

• How to find bargain properties using other people's time and resources...
  
  
• How to set up your own bargain property finding website...
  
  
• How to set up advertising campaigns on Google and Yahoo...
  
  
• The software I use to spy on my competition and figure out their Google keywords...
  
  
• Search engine optimization techniques...
  
  
• How to pass on the deals and leads you do not want to pay for the ones you do— here's how the professionals get their bargain property marketing paid for by other people!
  
  
• And much, MUCH more!
  

To watch the training videos go to www.TheTycoonMethod.com. Click 'free downloads' from the top left of the screen then go to the "How to find bargain properties - training videos for Tycoons members" section. The videos are all in there – simply click the blue links to open the videos. They will take a few minutes to load so please be patient. The videos will even show you how to generate leads for FREE – using little known jealously guarded secrets us 'nerds' keep to ourselves.

In the meantime email your burning questions about finding bargain properties to us at www.askparmdeep.com!

• 10% off our recommended solicitor:

Most property transactions (especially creative deals) fall over because the solicitors simply do not understand what you are trying to achieve as an investor.

We had the same frustration with our property deals so we decided to find a firm we could educate on ALL the different creative ways of doing deals including options, lease options, delayed or conditional exchange of contracts, no money down finance and much more.

I now use this firm for all my creative and 'normal' bread and butter purchases of both residential and commercial properties.

We also use this firm for our ready made deals business which sells between 30-50 properties per month to our investors from all over the UK. For this firm, 4 week (or less) completions are the norm not the exception.

Her name is Najma and you can reach her on 0845 094 4912 or info@aspencourtsolicitors.com. Let her know that you are a Property Tycoons Community Newsletter reader for 10% off her fees when you use her next.

• 10% off our recommended mortgage broker:

If you have any finance related queries for John our mortgage broker, you can reach him on 0121777 6329 or via email info@nomoneydownltd.com.

Elsewhere in this newsletter you can hear what John has to say in the "latest mortgage products and rates' section".

• Save money on your insurance or £50 in cash:

We have exciting news on a new property insurance product created specifically for residential landlords. Continue...

Not only will this save you typically up to 30% on your insurance costs but also offers a vast array of features making a "best of breed" product.

Underwritten by Liverpool Victoria, an "A" rated insurer, the product gives you peace of mind whilst keeping costs to the minimum. Some of key benefits include:

• "All risks" for the building – including accidental damage
• Cover for the cost of re-housing tenants – up to 25% of building sum insured
• Cover for loss of rent – up to 20% of the buildings sum insured
• Unauthorised use of electricity and gas – up to £10,000
• A 24 hr legal helpline
• Legal expenses cover of £100,000

Another key benefit of the product is that it can help you save time by combining your policies into one renewal date thus making it much easier for you to manage. Of course, if you prefer to manage your portfolio as and when the renewal dates fall due, then this fine too!

Cost savings

Let's face it – the property insurance market is already saturated and you may be happy with your existing policies, so why bring out this new product and why should you switch?

Because our insurance brokers genuinely believe that this is the best product on the market. On a typical portfolio of 5 to 10 properties they are saving clients up to 30% - amounting to hundreds per year. If you have more properties they can save you even more money.

They are so confident that they can save you money they guarantee it!

If they can't then they will give you £50 cash – no questions asked*

Why not save? Visit www.property-insure.com to find out more.

*Offer subject to terms and conditions see website for details.

The RICS UK Housing Market Survey is one of the most respected and influential measures of the housing market in the United Kingdom. Increasingly used by City forecasters and the Bank of England, the monthly survey is often the first to identify sea changes in the market across England, Wales and Scotland and Northern Ireland.

RICS UK Housing Market Survey – September 2009
http://www.rics.org/housingmarketsurvey

More new instructions not enough to quell rising prices

The new instructions net balance remains in positive territory but slips back compared to August.

• New buyer enquiries continue to grow strongly. Sales expectations and price expectations also improve, although the former does so at a slower pace than in August.
• The net price balance is positive for the second consecutive month and markedly higher than in August.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world’s largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

This month our Property Tycoons Community Member of the Month is Edward Leetham from Cheshire.

Edward is a well respected and long standing member of our Tycoons Discussion Forum so congratulations to Edward and thank you to all Property Tycoons community members for your votes this month.

To listen to my interviews with the member of the month, please visit the FREE downloads section of our discussion forum:

http://tinyurl.com/ypt5n3

Who would you like to nominate as our next member of the month? Please post the name of any Tycoon Community member in this section who you would like to nominate as our next member of the month.

On the first day of each month we will award the prize to the Property Tycoon community member with the most votes. The member of the month will then be interviewed by Parmdeep Vadesha on the phone for 1 hour if he or she is happy to record an interview. Parmdeep Vadesha will be offering the winner a free weekend break at his Motivational Retreat in Spain.

To nominate our next member of the month go to:-

http://tinyurl.com/d2w4jr

If you want me to send you the audio CD and transcripts of the member of the month interview each and every month then consider becoming a Gold member of our Property Tycoons forum. Gold members also get my recommended book of the month through the post each month.