I popped round to my local landlords forum held by Leicester City Council yesterday and I thought it may be useful if I shared some of what I learned there.

Now you may think forums like these are going to be about as much fun as Christmas dinner at Tiger Wood's house this year but actually there are several compelling reasons why you should go:

1. The attendees tend to be long established, experienced landlords (not speculators) who are in property for the long term. So if you're hoping to meet sharp suited sports car driving salesmen who can sell you Brazilian properties then you may be disappointed.
2. Often people go around meeting others at networking events etc but then do nothing with all the great contacts they've made. Knowing a lot of people is one thing. What you do with those contacts is what matters. For a start you can ask for recommendations for local quality trades people. Then you can ask the landlords what types of property they buy. When you come across a deal you do not want or cannot afford, just pass it on for a finder's fee.
3. Share tips on best practise and methods for maximising cashflow from your portfolio. For example, what types of properties should you buy? Which are the best areas? What types of tenants are best?
4. Tell each other about the tenants from hell so you know who to watch out for!
5. Therefore, the more people you get to know locally, who are in property, the easier your life will be.

This landlord's forum had been organised by the revenue and benefits section of the city council, which meant that we also spent a good deal of time talking about local housing allowance. In case you didn't know, local housing allowance was introduced nationally on 7th April 2008 and is a new way of calculating housing benefit for private tenants.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world's largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Article #6 from Gerry Pridham

Wealth Planning – Five year plans for Level 0 and Level 1

What does a five year plan look like and where do you start?

The idea of a five year plan is to set longer term goals, and to break down those goals into manageable chunks of one year or less – chunks that make sense.

The end of our third plan was 2004, when we changed our goals from a single fixed goal of net asset wealth to a "stochastic" model of the future, both for net asset wealth, and for net income achievable from those net assets. The latter is more important than the former.

"What's a stochastic?", I hear you say.

A stochastic process is one whose behaviour is non-deterministic, in that a system's subsequent state is determined both by the process's predictable actions and by a random element.

In 2004, we had over-achieved our long term goals in some part because of a random element. That random element had been the UK property price growth from 1999 to 2004.

So we set a baseline (or worst case scenario) where property price growth would be 3% per year over the next ten years, and a maximum stochastic where property price growth would be 7% per year over the next ten years.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world's largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Banks win shock court victory on charges
The Office of Fair Trading has lost its legal battle over bank charges with eight High Street banks following a shock announcement by the Supreme Court today..
http://tinyurl.com/ygjoabb

Buy-to-let icons owe £350,000 on mortgages
Fergus and Judith Wilson amassed a £180m fortune with their property empire, but now they are in arrears on their monthly mortgage repayments.
http://tinyurl.com/ygnz4p5

Crackdown on repossessions loophole
The Government is working to close off a legal loophole through which lenders can bypass the courts to force people out of their homes.
http://tinyurl.com/yfekbeh

Buffett and the secret of long-term investing
The investing maxim of buying and holding good companies has served Warren Buffett well, but how can you search out the route to a fortune?
http://tinyurl.com/ygg39on

Mortgage rate rise warning for borrowers
Mortgage borrowers paying the standard variable rate are being warned to keep an eye on their monthly repayments as a number of lenders are stepping up their rates
http://tinyurl.com/yzueh57

Asking prices fall as buyers delay move
Property asking prices fell in November what is expected to be the first month of a seasonal contraction of the housing market, according to Rightmove.
http://tinyurl.com/yzg6xns

Recession 'is even worse than feared'
The recession is proving even deeper than feared, Alistair Darling will admit in next month's Pre-Budget report.
http://tinyurl.com/yg5uoks

Fury as HSBC axes the last bank in town
HSBC faces a backlash from customers angry over the closure of its branch in Whitchurch, Hampshire.
http://tinyurl.com/ygbxh69

Home-buy scheme is £115m flop
A scheme to help first time buyers and key workers on to the housing ladder has spent millions but failed to help anyone purchase a property.
http://tinyurl.com/yckzbbj

Here at the Property Tycoons Community we believe passionately in associating with smart, ambitious likeminded people with a passion for property.

It is one of the best ways we know for learning new strategies and techniques for generating passive income streams from property.

The famous saying goes something like this "you can't fly with the eagles if you continue to scratch with the turkeys" and it is the eagles we want you to meet at out workshops and events.

Some of these workshops have been put together by us and others are organised by people who are not connected to the Property Tycoons Community – either way you are sure to meet interesting people who can help you move forward in property not to mention the specialised instruction on property related matters that you will receive throughout the day.

Every year we run six specialised workshops on many diverse topics ranging from setting your property investment strategy, finding bargain properties, raising finance to minimising your tax liabilities, finding/buying repossessed properties, advanced marketing strategies and MUCH more. All workshops feature expert speakers with many years of advanced knowledge in their field.

Tycoon Mastermind Alliance members also receive another six intensive specialised coaching sessions per year bringing their total to twelve (six are compulsory the other six are not).

Please note non Property Tycoon Community members are also welcome to attend our specialised workshops.

Whichever member group you belong to, we will notify you of upcoming events in this newsletter and by email.

To view a comprehensive list of upcoming events and workshops where you can meet other Property Tycoons Community members you can also use the 'calendar' link at the top of www.tycoons-forum.com.

We will not be holding any further events in 2009 but have a very exciting calendar of events coming in 2010 – further details next month.

All at Vadesha Properties would like to take this opportunity to wish all our readers, tycoon members, friends and colleagues a very happy and healthy Christmas and a very prosperous New Year.

Upcoming Events

'How To Profit After The Crash' Workshop - London

20th & 21st February 2010

Following the hugely successful workshop we held in October, we have been inundated with requests to hold another workshop for those who were unable to attend in October, so we will be holding another great workshop on Saturday 20th and Sunday 21st February 2010, again at a 5* London Hotel. As before we have FIVE of the UK's top property experts:

• Parmdeep Vadesha
• Richard Shepherd
• Hanif Khan
• Phil Martin
• Shimon Rudich

Below is just a sample of what you will get from this workshop:

• How To Market For Lease Options In The UK
• 3-Step Method For Earning Thousands From Lease Options
• The Secret Fourth Lease Options Cash Strategy
• How To Negotiate Jaw-Dropping Creative Deals
• The Secrets Of Mortgage Management: Maximising Cashflow
• The Most Advanced Legal System For Managing Lease Options: Guaranteed
• How To Minimise The Tax On The *THOUSANDS* That You Earn
• How To Build A Fortune From Commercial Options
• How Build Your Wealth By Controlling Land
• LIVE Negotiation - Watch The Experts Do It Right In Front Of Your Eyes

We've employed barristers, tax advisers, and offshore tax specialists to finally come up with a new creative finance system that is legal, tax-efficient and optimised for the UK - so that you can make *thousands*in a down market!

All of the experts that teach lease options and even those that don't yet are going to be at this event. And I mean all of them - there are too many to mention here, but if you're into property - then you know who they are.

Demand for this event will be huge so if you would like more information as it becomes available then please email Denise Lawlor at denise@property-system.com and you will be notified as soon as tickets become available.

Look forward to seeing you there!

Parmdeep Vadesha, Phil Martin, Richard Shepherd, Hanif Khan   Shimon Rudich

This month I have decided to send the Property Tycoons Community Gold and Tycoon Mastermind Alliance members 'The Alchemist' by Paul Coelho.

The Alchemist is a best-seller fable which follows the story of a shepherd called Santiago who wants more in his life than his current existence.

He wants to follow his dreams and fulfill his ambitions so he leaves his home in Andalucía in search of a better life.

He comes across many obstacles along the way but he overcomes them by reminding himself:

"When you want something, all the universe conspires in helping you to achieve it."

Coelho writes about the idea of following ones dreams. Santiago discovers that dreams do indeed have a price but so does not living your dreams.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world's largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

Hanif Khan answers:

The surveyor will always call the estate agent. It is part of their normal, standard operating procedure. They will ring up the estate agent and say, 'How much is this property on for?' Usually, they will go and pick up the keys from the estate agent anyway. We don't want to show the surveyor round. There's no point because that is extra work for us. So, what normally happens is the surveyor rings the estate agent and says, 'I'm the surveyor for this property. Can I come round and pick up the key?' We give him the key, he goes round and takes a look at the property and comes back and drops the key off. When he does that, he normally asks how much the house is on sale for and we always tell them the truth because usually, there is a picture of the house behind you that says how much it's on for and you tell them what the people have agreed to pay. There's no point in lying and the estate agent has no reason to lie.

The only way that you can change that so that the surveyor doesn't ask the estate agent is if the surveyor doesn't know that it's on with that estate agent. The only way that's going to happen is if you meet them at the property and there's not a board outside. The problem with that currently is a lot of mortgage companies don't want a private deal. If anything is a private deal, they ask more questions and they usually knock down the price anyway.

Unless you know the estate agent and you can say to the estate agent, 'The price is £150 000. I don't want you to tell them that I've agreed to buy it at £120 000,' and they're happy to say that. Then, what you can say to the surveyor is, 'It's on for £150 000. I haven't agreed a price yet. I'm still negotiating based on what you're going to give me as a valuation. I want you to tell me what you think it's worth in order for me to go back and get it valued.' But, make sure you don't try and make them be too pessimistic in thinking they're trying to do you a good negotiating technique. Expect it to be anything between 5% and 10% below the market value that it's on for unless, of course, they completely priced it wrong at the estate agents.

Generally, that's the case. So, unless you are very friendly with the estate agent, they're going to tell the surveyor exactly how much you're paying for it. But, if you talk to the estate agent, in most cases they'll be happy to agree to say you're still negotiating. If you've got a really, really friendly estate agent, they'll happily put the price from £150 000 to £180 000 when the surveyor turns up. So he sees the price of £180 000 and he might only value it at £150 000 which is the actual market value. But, he'll think, 'I've got it £30 000 less than the estate agent had it on for.' I hope that helps.

Parmdeep Vadesha answers:
Hanif, for the benefit of our readers who are not so friendly yet with estate agents, in terms of financing these sorts of deals, is their only option to put the deposit down and take it out in 6 months' time by remortgaging?

Hanif Khan answers:
The option that you're talking about is you buy the house, you get it for £70 000, it's worth £100 000 and you have to put 25% down so you end up putting about £18 000 down as a deposit and getting a mortgage for the rest.

There are some people out in the market who offer some kind of creative financing around repossession properties and around estate agent properties and basically, what they offer is a convoluted sub-sale, as far as I'm aware. I don't know exactly how it works as I haven't used it. There are a number of people out there in the market who are doing that and we're not recommending you do that, but if you wanted to, you can go on the Tycoons forum and ask the question.

But I know a lot of people who are doing it by buying one and then getting their money 6 months later. If you've got £50 000 - £60 000 sitting in a bank account, you may as well do it based on buying it and putting your money in because how many deals are you going to do in a month? Wait 6 months and then get your money out. So long as you've added some value or the rentals still stack up, you should be able to get your money out of the deal within 6 months.

Parmdeep Vadesha answers:
Thank you for that Hanif. That's also a good case where you could maybe get a partner involved. Somebody you might know like a friend or family who's got some spare money that they could put into a deal for 6 months. You just have to be a little bit careful in terms of how you do that on a mortgage basis because if you tell them you're lending the money from this other person, then obviously, it's considered a loan. They have to be either a joint-venture partner with you, in which case you're both banded together, which is fine, but you need to speak to the broker at the time, depending on which mortgage lender you're with.

Tips to decrease your costs & increase your profits

Being able to identify, cut and control costs in your business is hugely important in order to survive. It can be very easy to let costs spiral out of control especially when you have standing orders or direct debits set up. The money just comes out of your account each month automatically and you just carry on with the everyday tasks of running your business.

Some of you may think about the costs but the time just never seems right to actually sit down and evaluate all your out-goings – sound familiar? If so, change is necessary my friend!

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world's largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

The Property Tycoons Discussion Forum is the central hub of activity on the Property Tycoons Community website –

www.property-system.com

Here you will find over 3,000 of the smartest, most knowledgeable and most helpful property investors in the UK working together to help each other reach financial freedom through property.

The Property Tycoons Discussion Forum is a 24 hours a day 7 days a week resource for members to get their questions answered, network with other property investors or simply sit back and read the hundreds of lively discussions taking place between other members on a daily basis.

The Property Tycoons Discussion Forum is the largest and most successful forum in the world for property investors who buy below market value properties – visit www.tycoons-forum.com to see what all the fuss is about!...

'couldn't contain myself..'
http://tinyurl.com/yds7bn9

'No mention of Andy Shaw, Greg Ballard or Passive Investments on here…'
http://tinyurl.com/yecbmgg

'Should I remortgage for finance?'
http://tinyurl.com/ydvldsh

'Choices Acquisitions - Anyone had any dealings?'
http://tinyurl.com/ycwjnfm

'Repairs to central heating - now covered by WarmFront'
http://tinyurl.com/y8r3gmf

In this section we will be highlighting the latest and very best resources to help you build a successful income generating property business. Some of the resources are best selling products we have developed to help our clients maximise their profits with minimal risk. You can view all these products in our Tycoons Store:

www.property-system.com/store

Do You Make These 7 Fatal Mistakes When You Look For Bargain Properties To Renovate And Sell On For Fast Profits Of £50,000 Or More?

Best-Selling Course Reveals How to Find Bargain Properties

How To Raise 100% Finance And Buy Properties No Money Down...100% Finance Service For UK Investment Properties – Special Rates For Tycoons Newsletter Readers

http://www.property-finance.com/

How To Skillfully Use Little Known About Creative Property Investment Strategies To Dramatically Skyrocket Your Passive Income And Profits (No Money Down, Tax Avoidance, Buying Properties through a ltd company, JV partnerships, options)

How To Use The Internet To Find Bargain Properties

If you would like to order any of the products from our store, please mention 'Nov 09 Newsletter' in the comments box when you order to get 10% off.

Success Through Property

Do Yourself A Favour And Stop Wasting Your Precious Time With Smug Useless Estate Agents, Rip Off 'Portfolio Builders' And Seminar Companies...

If you are serious about finding undervalued properties easily and quickly without having to get on all fours for an estate agent or pay finders fees for properties you can easily find yourself then this is what you need. You can rest assured this is not pie-in-the-sky information from an author that only makes his money from book sales! I am a successful full time property finder, developer and investor - so I have extensively practiced what I preach!

For further detail and purchase information please visit:

http://www.property-system.com/property-tycoon-gettingstarted.html

The Creative Property Investment System

"Why Haven't More UK Property Investors Been Told About This?"

Just £1 (plus postage and packing) brings this incredible information to your doorstep. Try it out for 30 days. If you aren't absolutely convinced that these are the best creative passive income and profit generation strategies you have ever seen, send everything back to me and owe nothing.

The strategies detailed within this system are used every day by sophisticated property investors around the world to dramatically skyrocket their profits and income. Read on to find out how an entrepreneur from West Sussex used just one of these strategies and made £167,642.00 in profit having put down just £1 of his own money...

For more details and to purchase, please visit:

http://www.property-legals.com/system.htm

The Property Marketing Millionaire Manual

The Property Marketing Millionaire manual has been described as the 'heart' of the Property Marketing Millionaire system... The manual literally puts me be your side as I show you what to do from start to finish...

All you need is a pen and a comfortable place to sit to absorb the fundamentals of bargain property marketing right from your sofa, office chair or even your bed if that's where you prefer to learn...

Some highlights of what you will find inside the manual:-

• How to work smart not hard
• Why a marketing strategy is so fundamental to your success
• Why you need to build databases of potentially desperate sellers
• How to build a database of wealthy private investors
• 3 top tips for putting your property business on autopilot

Property Finance

100% Finance To Purchase An Unlimited Quantity Of Buy To Let Properties...

• Buy And Sell As Many Properties As You Can Handle Using 100% Other People's Money...
• Up To £5m Of Funds Set Aside For Your Deals...
• Direct Access To Our Network Of Creative Mortgage Brokers And Solicitors...
• No More Excuses For Not Doing At Least One Deal Every Month!

For more details please visit:

http://www.property-finance.com/

Back Issues of This Newsletter...

Can be downloaded from:

www.tycoons-newsletter.com

Are you a property finder looking for investors?

Do you have a residential or commercial property to sell but you are not sure where to start or how best to market your property? Can you consistently source property investment and development opportunities? If so, we may be able to help you...

We have over 2,500 serious property investors who rely on my team to source UK property investment opportunities for them. We supply these investors with 50+ ready made deals every month.

This has given us one of the largest UK databases of experienced investors who know a deal when they see one.

Our ready made deals come to us through a wide variety of sources including our own extensive nationwide marketing efforts, networks of nationwide

property finders, offshore search engine optimization experts, estate agents, banks, solicitors, insolvency practitioners and many other sources.

We then package everything up for our clients if required including solicitors and finance. The rest of our time is spent on pushing the deals through to completion as quickly as possible (most of our deals complete in 4 weeks or less). This leaves you free to focus on other things while we deal with the time consuming leg work.

So if you have a property you would like to sell or you are a finder and you would like us to market your deals for you please email us on deals@readymadedeals.co.uk for a free, no obligation discussion. If we cannot help you we will try our best to point you in the right direction.

Do you have a property related issue you would like to discuss in this newsletter? Is there a particular topic that you would like to 'get out in the open'?

Do you feel Property Tycoons Newsletter readers should be made aware of a new law or change in the property industry?

Have you discovered a new loop hole or strategy that isn't yet being widely exploited?

Whatever the reason behind writing your article, we welcome quality submissions from Property Tycoons Newsletter readers.

To submit your article for consideration, please email it to us at deep@property-system.com with the headline "Tycoons Newsletter Article".

The article length must not exceed 1,000 words and must offer quality property investment related content for readers.

Please note, we work to tight deadlines and space restrictions each month - we therefore cannot guarantee the inclusion of any articles however we will try our best to include the best submissions each month.

A few years ago, for the benefit of my extensive network of thousands of business contacts I set up a website called the Property Tycoons community.

The website URL is www.TheTycoonMethod.com. The website expanded at an exceptional rate from zero members at launch to over 1,000 subscribed members in just 12 months!

The Property Tycoons forum is where over 3,000 property investors go to pass on and take property deals from each other, discuss property investment, help each other arrange networking meetings, chat live with each other on the Internet and MUCH more!

I thought it may be instructive for me to go through some of the commonly overlooked features of the forum here for the benefit of newsletter readers.

A lot of our members do not know about the LIVE chat room feature we have provided for our members to speak with each other in an online chat room environment at any time of the day or night.

You can find this by clicking the "LIVE chat" link at the top right of the forum page. Log on between 8pm and 11pm to find members chatting about property investment.

Our deals and leads sections have also proven to be exceptionally popular with members. This is where our members can pass on and take deals from each other.

Go to www.TheTycoonMethod.com, scroll down the page and look for the sections titled "ready made deals..." and "pass on and take leads..."

For a bit of fun and relaxation, I have also included a games section on the forum. Simply click the "arcade" link in the top right of the forum. Choose the classic arcade game you want to play and see if you can beat our resident games masters!

I have also put up several training videos to teach Property Tycoons Forum members how to find bargain properties. The aim of the calls will be to teach Tycoons community members how to...

• How to find bargain properties using other people's time and resources...
  
  
• How to set up your own bargain property finding website...
  
  
• How to set up advertising campaigns on Google and Yahoo...
  
  
• The software I use to spy on my competition and figure out their Google keywords...
  
  
• Search engine optimization techniques...
  
  
• How to pass on the deals and leads you do not want to pay for the ones you do— here's how the professionals get their bargain property marketing paid for by other people!
  
  
• And much, MUCH more!
  

To watch the training videos go to www.TheTycoonMethod.com. Click 'free downloads' from the top left of the screen then go to the "How to find bargain properties - training videos for Tycoons members" section. The videos are all in there – simply click the blue links to open the videos. They will take a few minutes to load so please be patient. The videos will even show you how to generate leads for FREE – using little known jealously guarded secrets us 'nerds' keep to ourselves.

In the meantime email your burning questions about finding bargain properties to us at www.askparmdeep.com!

• How to Profit From The Property Crash - Lease Option Secrets Revealed (part 4)?
  October 6, 2009
  
  Listen to part four of this valuable series of tele-seminars on how to make money from the crash in property prices!
  
  During this podcast we revealed several jealously guarded 'secrets' that professional property experts are using right now in this climate to control millions of pounds worth of investment properties using little or none of their own money.
  
  We also revealed some very interesting strategies for negotiating property deals and how to pay less tax when you come to take out your profit.

To view the rest of this article registered subscribers of the Property Tycoons Community can download the full newsletter by clicking here. Members also receive the full hard copy version through the post each month.

If you are not a Property Tycoons Community member and you would like to know more about the huge range of benefits or take advantage of a free one month trial click this link to join the world's largest property investor community featuring ready made deals, no money down finance, how to get started in property, workshops, mentoring and much more.

• 10% off our recommended solicitor:

Most property transactions (especially creative deals) fall over because the solicitors simply do not understand what you are trying to achieve as an investor.

We had the same frustration with our property deals so we decided to find a firm we could educate on ALL the different creative ways of doing deals including options, lease options, delayed or conditional exchange of contracts, no money down finance and much more.

I now use this firm for all my creative and 'normal' bread and butter purchases of both residential and commercial properties.

We also use this firm for our ready made deals business which sells between 30-50 properties per month to our investors from all over the UK. For this firm, 4 week (or less) completions are the norm not the exception.

Her name is Najma and you can reach her on 0845 094 4912 or info@aspencourtsolicitors.com. Let her know that you are a Property Tycoons Community Newsletter reader for 10% off her fees when you use her next.

• 10% off our recommended mortgage broker:

If you have any finance related queries for John our mortgage broker, you can reach him on 0121777 6329 or via email info@nomoneydownltd.com.

Elsewhere in this newsletter you can hear what John has to say in the "latest mortgage products and rates' section".

• Save money on your insurance or £50 in cash:

We have exciting news on a new property insurance product created specifically for residential landlords. Continue...

Not only will this save you typically up to 30% on your insurance costs but also offers a vast array of features making a "best of breed" product.

Underwritten by Liverpool Victoria, an "A" rated insurer, the product gives you peace of mind whilst keeping costs to the minimum. Some of key benefits include:

• "All risks" for the building – including accidental damage
• Cover for the cost of re-housing tenants – up to 25% of building sum insured
• Cover for loss of rent – up to 20% of the buildings sum insured
• Unauthorised use of electricity and gas – up to £10,000
• A 24 hr legal helpline
• Legal expenses cover of £100,000

Another key benefit of the product is that it can help you save time by combining your policies into one renewal date thus making it much easier for you to manage. Of course, if you prefer to manage your portfolio as and when the renewal dates fall due, then this fine too!

Cost savings

Let's face it – the property insurance market is already saturated and you may be happy with your existing policies, so why bring out this new product and why should you switch?

Because our insurance brokers genuinely believe that this is the best product on the market. On a typical portfolio of 5 to 10 properties they are saving clients up to 30% - amounting to hundreds per year. If you have more properties they can save you even more money.

They are so confident that they can save you money they guarantee it!

If they can't then they will give you £50 cash – no questions asked*

Why not save? Visit www.property-insure.com to find out more.

*Offer subject to terms and conditions see website for details.

This month our Property Tycoons Community Member of the Month is Les Parr from Cheshire.

Les has made fantastic strides in property in a very short period of time. In our interview you will hear how Les started in property after working in the chemicals industry for many years, the mistakes he made in his early days and how he went on to much bigger deals including the purchase of a letting agency in Liverpool that he has recently completed.

Les is a well respected and long standing member of our Tycoons Discussion Forum so congratulations to Les and thank you to all Property Tycoons community members for your votes this month.

To listen to my interviews with the member of the month, please visit the FREE downloads section of our discussion forum:

http://tinyurl.com/ypt5n3

Who would you like to nominate as our next member of the month? Please post the name of any Tycoon Community member in this section who you would like to nominate as our next member of the month.

On the first day of each month we will award the prize to the Property Tycoon community member with the most votes. The member of the month will then be interviewed by Parmdeep Vadesha on the phone for 1 hour if he or she is happy to record an interview. Parmdeep Vadesha will be offering the winner a free weekend break at his Motivational Retreat in Spain.

To nominate our next member of the month go to:-

http://tinyurl.com/d2w4jr

If you want me to send you the audio CD and transcripts of the member of the month interview each and every month then consider becoming a Gold member of our Property Tycoons forum. Gold members also get my recommended book of the month through the post each month.